Insurance and Finances

Affordable Smiles

We want to fill the Hudson Valley and Northern New Jersey with beautiful smiles, so we make every effort to make sure your treatment fits your family's budget.

There’s never been a better time to consider orthodontic treatment, and we're here to discuss financial arrangements with you.

Your fees for orthodontic treatment depend on your unique treatment plan. Once we determine your treatment plan, our financial experts will cover all of the details of your investment.

It's important to Dr. Van Vliet that payment does not become a barrier to achieving the smile of your dreams, so we’ll work with you to come up with a payment plan that works for you.

Insurance

Dental Insurance is different from medical insurance. Many patients aren’t familiar with the specifics of their dental insurance benefits.

Your dental and orthodontic benefits are based on the agreement your employer negotiated with your insurance carrier. Please review the insurance benefit booklet provided by your employer to better understand the benefits they make available as part of your insurance coverage.

Not all insurance plans cover orthodontic treatment, but many do. The patient payment portion covered for orthodontic treatment varies depending on the coverage provided by your employer as well as the specifics of your orthodontic treatment needs.

Please bring your insurance card to your first appointment or consultation so that we can assist you in determining whether or not your insurance plan will help to cover the costs of your treatment.

An estimate of the amount covered by your insurance company will be provided at the time of your treatment, based on the information they provide to us. The estimate is never a guarantee of benefits or the amount that will be paid. We will file all insurance claims as a courtesy to our patients.

We’ll verify your orthodontic insurance before beginning your new smile journey. You'll see this during our financial presentation to you, so you’ll be able to see how it affects your overall investment.

We’ll also file your benefit on your behalf and help maximize your benefit. If your insurance provider isn't listed, please call us and we'll do everything we can to help.

Here are some of the insurance plans we work with:

• Blue Cross Blue Shield
• Metlife
• Delta Dental
• Cigna
• UMR
• Southland
• United Healthcare
• Aetna
• GEHA
• Fox Everett
• Guardian
• United Concordia
• Tricare
• Principal
• Humana
• Mutual Medical
• Ameritas